2025 tax year
ANCHOR, Senior Freeze, and Stay NJ compared
A simplified overview. Final eligibility is determined by the State of New Jersey.
| Program | Who it serves | Key simplified income rule | Filing path |
|---|---|---|---|
| ANCHOR | Homeowners, renters, and mobile-home owners | Homeowner NJ gross income ≤ $250,000; renter/mobile-home owner ≤ $150,000 | ANCHOR path for many under-65 applicants; PAS-1 for senior/qualifying disability path |
| Senior Freeze | Homeowners and qualifying mobile-home owners meeting age/disability and continuity requirements | 2024 total annual income ≤ $168,268 and 2025 ≤ $172,475 in the simplified model | PAS-1 |
| Stay NJ | Homeowners age 65+ meeting full-year ownership/occupancy rules | 2025 income ≤ $200,000 | PAS-1 |
Why the tool says “candidate”
These programs contain exceptions and detailed definitions. The site therefore uses candidate, not a candidate under the simplified rules, or official review recommended rather than claiming final eligibility.